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Do I really have water under my basement floor in Quincy MA?

Joseph Coupal - Tuesday, July 07, 2020

The Crackman explains a video he received from a customer that shows him demonstrating how much water is under his concrete floor.  There is an open hole in the corner, and he is using a screwdriver to show how deep it is.  We put the video on the blog so our viewers can see it.  The Crackman explains.

Narrator: It’s time once again for the “Crack Man Podcast” hosted by A1 Foundation Crack Repair. I’m Darren Kincaid here with the Crack Man himself, Rich Comeras. Rich has 30 years’ experience in the construction industry and over 25 years as the president and founder of A1 Foundation Crack Repair. This podcasts provides expert basement waterproofing, concrete repair, and preventative maintenance tips for homeowners and businesses. A1 Foundation’s valuable insight will help avert a disastrous flood within the basement, health problems associated with water infiltration, and protect your biggest investment….your home. The topic of today’s podcast: Do I really have water under my basement floor?

Narrator: So Rich, you sent over a video from a customer that shows him demonstrating how much water is under his concrete floor. There’s an open hole in the corner and he is using a screwdriver to show how deep it is. We put the video on the blog so your viewers can see it. What can you tell us about it?

Rich: I got a call from a customer in Quincy, Mass., and he was telling me he has water coming out some cracks. So, I said take it a walk around the basement, and he noticed that there’s this round hole there and I said well, stick a screwdriver in there and see if there’s water. Well, you can see it from the video, there’s water. And oftentimes what happens when we get a lot of rain in certain areas, the water table, that’s the aquifer underneath the ground, the water comes up, it rises as we get rain. And what this gentleman was having over in Quincy is the water was rising underneath his floor. What you may also notice there is that there’s a gap between his floor and where the ground or soil is, that is just filled with water.

So, he asked, what can we do? I said the first thing you should do is we can break a hole on the floor, bigger, put a basin in there with holes in it, and we’ll put gravel around the basin. Then we’ll put a pump there. And what happens is the water beneath the floor, don’t forget there’s a gap underneath the floor, between the floor and the gravel/soil underneath, always is, and the water wants to go to that area. So we put the pump in, and we put a pump in that has a cover on the basin to keep radon from coming up, and tuck it around there nice and neat and we’re able to pump that out. In fact that gentleman called me up the other day when we had a flash flood and he goes, you were right, I don’t have a drop of water because that sump pump is taking the water out, or it gets to the bottom of the floor. And oftentimes, a sump pump will save the situation where people are telling you that you need to put a perimeter drain in for $6,000-$12,000 and putting in a sump pump is a whole heck of a lot less than that. Another happy customer in Quincy, Massachusetts.

Narrator: Alright Rich, well thanks for explaining this interesting video from that customer who thought he had a water problem under his floor, or actually, he did. And you were able to solve it with a sump pump, and not tens of thousands of dollars on a drain system that wouldn’t really solve the problem.                             

If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation crack repair and basement waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich at (866) 929-3171. Or you can email Rich at info@a1foundationcrackrepair.com. Thanks for listening and keep that basement dry.

What do I do if my finished basement floods in Worcester Mass?

Joseph Coupal - Thursday, June 25, 2020

In his 25 years as the Crackman, Rich has seen a flooded basement or two.  If a homeowner went down to his man cave and found a soaked carpet, step one would be to issue a torrent of expletives.  What should the next step be?

Narrator: It’s time once again for the “Crack Man Podcast” hosted by A1 Foundation Crack Repair. I’m Darren Kincaid here with the Crack Man himself, Rich Comeras. Rich has 30 years’ experience in the construction industry and over 25 years as the president and founder of A1 Foundation Crack Repair. This podcasts provides expert basement waterproofing, concrete repair, and preventative maintenance tips for homeowners and businesses. A1 Foundation’s valuable insight will help avert a disastrous flood within the basement, health problems associated with water infiltration, and protect your biggest investment….your home. The topic of today’s podcast: What do I do if my finished basement floods?



Narrator: Now Rich, in your 25 years as a Crackman, I can imagine you’ve seen a flooded basement or two in your time. If I went down to my man cave and found a soaked carpet, step one would be to issue a torrent of expletives. What should step two be?

Rich: Well step two is turn off the faucet where it’s leaking, but most of the time it’s a crack in a foundation, a tie rod that’s leaking. Or it’s a foundation issue especially if it’s near where the wall, the outside wall is.

I have just gotten a call from somebody and he has sent me a picture of it, which you’ll see on our website. Finished basement, a leak in the corner. Nice finished basement with carpet. He actually did say that there was a mushroom, there is something growing once you pull the carpet up a little bit. So, it has leaked quite a bit before.

First thing you want to do is go outside and you want to take a look at the concrete that’s above grade and see if there’s a crack. If there is a crack there, you can bet that crack goes all the way through and the water’s coming in through there. Also something you may want to do is to make sure that if there’s a downspout from your gutters, that that water runs away from foundation, maybe put an extender on it. So once you find out where it’s coming from, that’s when we come in and we can solve that problem, so that the water’s not going to come from that crack anymore.

In the meantime, what you want to do is pull that carpet up. At least on where it’s wet, get some chairs under it, start some fans going, if you have a dehumidifier, get that going. Because mold starts to grow between 24 and 48 hours. Now it may not be visible for 18 to 21 days or even as long as 3 to 8 weeks, it could show up. So you start to get that carpet dry underneath, if you have a wet vac, suck up as much water as you can, pull that carpet up, get it drying. Then what you want to do is to dry things out as I have said, maybe the baseboard, you want to get rid of that sheetrock that got wet, maybe the bottom foot of it, and you want to clean and sanitize that whole room. Because it's mold spores that get airborne and can latch onto things and then have a very serious problem. So, the cracks can be repaired. When the waters coming in, dry everything up, extract the water, and sanitize it. And that would be my recommendation when you run into a wet finished basement.

Narrator: Ok Rich. Thanks for coming with steps to take basement flood. I guess you don’t have to panic, just call The Crackman and he’ll take care of it for you.                             

If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation crack repair and basement waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich at (866) 929-3171. Or you can email Rich at info@a1foundationcrackrepair.com. Thanks for listening and keep that basement dry.

What is the Risk of NOT repointing a Stone Foundation wall?

Joseph Coupal - Monday, June 01, 2020

Narrator: It’s time once again for the “Crack Man Podcast” hosted by A1 Foundation Crack Repair. I’m Darren Kincaid here with the Crack Man himself, Rich Comeras. Rich has 30 years’ experience in the construction industry and over 25 years as the president and founder of A1 Foundation Crack Repair. This podcasts provides expert basement waterproofing, concrete repair, and preventative maintenance tips for homeowners and businesses. A1 Foundation’s valuable insight will help avert a disastrous flood within the basement, health problems associated with water infiltration, and protect your biggest investment….your home. The topic of today’s podcast: What is the Risk of NOT repointing a Stone Foundation wall?



Narrator: So Rich, for years you’ve been warning people not to let basement water problems get out of control, to deal with them before it gets too serious, right? So, can you give us an example of a time where someone let their stone foundation leak just a little too long.

Rich: Yeah, I certainly can. I had a call from a person in a part of Boston which is West Roxbury, and I know that their name sounded familiar and the address so I looked it up and lo and behold, we were out there probably a year or quarter ago and looked at the stone foundation, it was in pretty rough shape. And what I mean by that is they were getting some water coming in, the mortar in between the stones, especially in one corner was bad or non- existent, and they were on a hill. Well, being on a hill, the water just cascades down and hits that corner. Well these people are calling me now a year later, in a panic, and they actually had the foundation corner crumble in on them on the stone foundation. What had happened is the water was coming down, they had a downspout right near there too and it was just letting the water come down, down, down, and it eroded some of that water. There was no mortar in between the stones to help protect it and it crumbled, that corner had crumbled. And also what didn’t help the situation is the guy also told me that he started to dig for a perimeter drain in that area, that’s why they broke the floor and started doing it themselves and dig down to put a drain system in there, and this poor guy, now he’s got a see-through foundation in that corner. And he asked me about the insurance, and I said I don’t believe the insurance is going to cover it because this is a pre-existing condition and you made it worse by digging down in front of the stone foundation on the inside, which weakened it. So, now he’s checking with his insurance and if we’ve got to rebuild it a little bit, we’ll rebuild it. But if he had repaired the water from coming in by repointing, he wouldn’t be in this ___.

Narrator: Well, another DIY job gone bad, huh?

Rich: Certainly is.

Narrator: Alright Rich, thanks for explaining the risk of not repointing a stone foundation wall.

Narrator: If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Adam or Adam at (866) 929-3171. Or you can email them at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

A COVID-19 Update from the Crackman

Joseph Coupal - Tuesday, May 19, 2020

A1 just got a glowing review on Yelp that reads: They did a great job on fixing a crack we had in the seam of our basement wall. Very professional, well priced, and they took all meticulous precautions given the pandemic. I would recommend them highly! In this episode, the Crackman talks about the "meticulous precautions" aspect of that review and what they are doing to protect his team and his customers.

Narrator: It’s time once again for the “Crack Man Podcast” hosted by A1 Foundation Crack Repair. I’m Darren Kincaid here with the Crack Man himself, Rich Comeras. This podcasts provides expert basement waterproofing, concrete repair, and preventative maintenance tips for homeowners and businesses. A1 Foundation’s valuable insight will help avert a disastrous flood within the basement, health problems associated with water infiltration, and protect your biggest investment….your home. The topic of today’s podcast: A COVID-19 Update from the Crackman

Narrator: The topic of today’s podcast: A COVID-19 Update From The Crackman. So Rich I just read a glowing review on Yelp that reads: “They did a great job on fixing a crack we had in the seam of our basement wall. Very professional. Well-priced. And they took all meticulous precautions given the pandemic. I would recommend them highly.” Well first of all, congrats on a great review. But let’s talk about the “meticulous precautions” aspect to that video. What are you doing to protect your team, and your customers?

Rich: Well first off, what we do when we take a call and we schedule a job, we tell the people we’re concerned about their health as well as our health. And if they can, to not go into the basement for a couple of days before we go in, because that virus dies after a couple of days. Then we tell them, “When we get to the property, we’re going to call you from the driveway to let you know we’re there.” And then what we’ll do is we’ll have the door unlocked to the basement, we go into the basement. They’ve already received by email the proposal when limiting contact, and then we go over. We call the people that are upstairs, we’ll do a chat on the phone and tell them what we’re going to do, again. And we do the job. We wear masks, eye protection, and gloves, at all times. And then we have them leave a check for us somewhere, we put it into our plastic bag. And we give them the warranty, we’d leave that in the basement. So we try to be socially responsible in these very difficult times that we do have.

Narrator: Well that’s awesome. Sounds like you know what you need to do to take care of your team and your customers. So how is that working for you?

Rich: I’m getting a very good response from people. My team knows that we care about them as a family. And most people are very happy to see that we’ve taken the steps necessary to stop the spread of this dreaded enemy.

Narrator: Alright Rich, well congrats again on a great review. And thanks for taking all the necessary precautions when helping homeowners out with their foundation crack repair problems.

Narrator: If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Adam or Adam at (866) 929-3171. Or you can email them at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

Home Insurance Video Series: Am I Covered With Insurance If My Neighbor's Tree Falls On My House?

Joseph Coupal - Wednesday, April 29, 2020

The Crackman, Rich Comeras, as a public service, shares common questions that homeowners have regarding a wide range of homeowner insurance coverages. Today he is joined by his friend, Peter Marshall, from Marshall Insurance where they discuss: AM I COVERED WITH INSURANCE IF MY NEIGHBOR’S TREE FALLS ON MY HOUSE?

Rich: Hi, I’m Rich from A1 Foundation Crack Repair, also known as the Crackman. I’m here with Peter Marshall from Marshall Insurance. And we’ve had a few jobs that we’re of interest through the insurance situation, where a neighbor’s tree had fallen on the subject property and has damaged the foundation. Peter, could you give us an idea if it’s covered, not covered, and how much?

Peter: Absolutely. So, the neighbor’s tree falling on your house, it’s covered under your policy.

Rich: That’s good.

Peter: Subject to your deductible. However, your neighbor’s tree, if you’re afraid that that tree, if you think it poses a threat to your house, if you think that it’s dying, or it’s diseased, or the branches are hanging over your house, you can actually go through your neighbor’s insurance company if a claim occurs, in that way you don’t get to claim on your record and you don’t have to pay your deductible. The key what you have to do is, I’ll actually tell you the story, because when you’ve been doing this as long as I have, you’re getting a lot of stories over the years. In the late 90s, I took on a new client, and she expressed to me. She said her neighbor’s tree is really growing more and more over their house, and she was concerned that with snow, or windstorm, that the branches, or the tree itself may come right into her home. And she asked me, “Would that be covered under my insurance or theirs? Shouldn’t it be theirs?” So what I had told her at the time was, if you can prove that you notified your neighbor that their tree poses a threat to your property, sent a certified letter. If down the road that tree does damage your property, you now have proof that you notified your neighbor. And if they don’t repair -- I mean if they don’t remove the tree, they neglected to rectify the situation, when that tree falls it’s now going to go under the liability part of their homeowners. So it keeps it off of your claim record, you don’t have to pay anything towards it. So, 10 years later in 2008 when we had that big ice storm, she called me around 7 o’clock in the morning. That tree fell into her house, into her bedroom where she and her husband were sleeping. Thankfully they were fine, and she, obviously saw it coming 10 years prior. And my first question, because I remembered our conversation, I said, “Joanne, did you send that letter? Do you have the proof?”, and she did. So sure enough, her adjuster for her company, I spoke with him. The two of us then went after the neighbor’s insurance company, and they paid every penny, nothing out of pocket for my customer, and she remains claims-free to this day.

Rich: What a great story. So, if you’re afraid your neighbor’s tree is going to fall on your house, do a certified letter to them, let them know that you’re concerned about it. And if it does happen, the good news is you don’t have to pay anything. This is Rich from A1 Foundation Crack Repair, known as the Crackman, and Peter Marshall from Marshall Insurance. Thanks for listening.

If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich at (866) 929-3171. Or you can email rich at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

When is it time to install a sump pump in your home?

Joseph Coupal - Tuesday, April 28, 2020

In this episode, Adam explains how some homes require permanent water pumps with automatic detection to deal with home foundations that sit beneath the land’s water table.

It’s time once again for the “Crack Man Podcast” hosted by A1 Foundation Crack Repair. I’m Darren Kincaid here with the Crack Daddy himself, Adam Tracy. This podcasts provides expert basement waterproofing, concrete repair, and preventative maintenance tips for homeowners and businesses. A1 Foundation’s valuable insight will help avert a disastrous flood within the basement, health problems associated with water infiltration, and protect your biggest investment….your home. The topic of today’s podcast: When is it time to install a sump pump in your home?

Narrator: So, you have got your sleeves rolled up today, huh Adam? 

Adam: Yes, we do. In fact, that will be a good topic because today we are installing a sump pump in a home over in Franklin.  

Narrator: Alright. Well as a sailor, I tend to think of a sump pump like a bilge pump. Water will always find the bottom of wherever it is at and collect to the lowest point and will eventually need to be pumped out. So, when do you know it’s time to install a sump pump in your home? When you find a lake in your basement? 

Adam: Yeah, it’s a good analogy that you use there with it being like a bilge pump. The common misconception that people have though is that they are designed so that water will flow into it from the top. Really what we are trying to do is take the water pressure from underneath lower and making it so that it doesn’t push to any flaws in the foundation. A lot of times we will get the phone call from somebody saying, “I have a crack in my foundation, and I called up a company and they say I need a sump pump.” And a sump pump may not be the right solution for that particular issue, because a sump pump, while it does collect water from the top if you leave it open, it’s primary goal is to really take the water pressure off them lower.

So, areas where you have a really high-water table, or you have water coming where the floor and the wall meet across a large portion of the foundation is a really good candidate for seeing a sump pump installation. In this home that we are in today, the gentleman had a bunch of floor cracks, and all around the floor cracks it would always have this dampness. He wouldn’t be getting a flooding of the basement, but he always had dampness around these floor cracks. Whether it was in the summer or in the wintertime, we always must determine if he has a high- water table in the area. And so, what we are going to do is we are going to break the floor, we’re going to dig down and set a pump that sits lower than the floor. And the idea of the sump pump is that you’re creating a natural low point for all of the water that’s already under the floor to go first rather than trying to force its way out through any cracks or where the floor and the wall meet.

So it’s the first point in the area, way below where it becomes an issue to ruin your home, and you’ve take it out and you correct it safely outside. So, it’s a very good opportunity to use this in those kinds of situations. 

Narrator: Awesome. Well, thank you Adam for explaining when it’s time to install a sump pump in your home. If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit  A1FoundationCrackRepair.com or call Adam or Adam at (866) 929-3171. Or you can email them at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

Home Insurance Video Series: Condominium Insurance - What You Need To Know Before You Buy

Joseph Coupal - Wednesday, April 22, 2020

The Crackman, Rich Comeras, as a public service, shares common questions that homeowners have regarding a wide range of homeowner insurance coverages. Today he is joined by his friend, Peter Marshall, from Marshall Insurance where they discuss: CONDOMINIUM INSURANCE - WHAT YOU NEED TO KNOW BEFORE YOU BUY

Rich: Hi, this is Rich from A1 Foundation Crack Repair, here with my friend Peter Marshall from Marshall Insurance. In today’s marketplace of real estate, there’s a lot of condominiums that are for sale and people are buying. And Peter, can you go over a little bit about condo insurance?   Peter: Sure, I’d be happy to. So if you’re buying a condo or you own one, the very first thing you want to do, and that you want your insurance agent to ask you, is for a copy of the bylaws, so that they can read the insurance section of the bylaws. Every copy of bylaws for each different condo association can be different in regards to what the unit owner is responsible to insure as far as the structure itself, or the master policy of the association and what they’re responsible to insure. And I’ve seen cases where the bylaw state the unit owner is responsible from the studs in, and including fixtures such as cabinets and things like that. And I’ve read bylaws where the unit owner is not responsible for any part of the structure, whatsoever, they’re only responsible for their own person property. And a good example of that is a customer of mine inviting me to speak with the other unit owners in her complex, and a lot of them brought their policies. And I reviewed the insurance section of their bylaws with them, and it was amazing. They brought up their policies to me, one person had $5,000 for unit coverage, another one had $125,000, so the disparity between what they understood they needed and what they purchased was amazing.

And all it takes is an experienced insurance agent to read the insurance section and to know this is what you need, and go from there.

Rich: Peter, and I know you are an experienced agent.

Peter: Well you can tell by my hair. Sure, yes.

Rich: Thank you very much, and I hope this is informative to buyers of condominiums or current owners of condominiums.  

If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich at (866) 929-3171. Or you can email rich at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

Home Insurance Video Series: Does Homeowners Insurance Cover Foundation Damage Caused By Tree Roots?

Joseph Coupal - Wednesday, April 15, 2020

The Crackman, Rich Comeras, as a public service, shares common questions that homeowners have regarding a wide range of homeowner insurance coverages. Today he is joined by his friend, Peter Marshall, from Marshall Insurance where they discuss: DOES HOMEOWNERS INSURANCE COVER FOUNDATION DAMAGE CAUSED BY TREE ROOTS?

Rich: Hi, this is Rich from A1 Foundation Crack Repair, we take care of any foundation issues. I’m here with my friend, Peter from Marshall Insurance. And we’ve been getting calls and seeing issues caused by trees, but let’s start talking about the roots of the trees. We see roots that grow and it pushes in on the foundation and causes damage, cracks, and so forth. Is that covered under your homeowners insurance?

Peter: No, that’s typically not going to be covered. For things that happen underground over time like that, the foundation, the damage to the foundation is not typically going to be covered. The coverage for foundations is limited because it’s exposed to so much more being underground. Things like, the roots growing into the foundation, or settling, or earth movement, or things like that, it won’t be covered.

Rich: Good to know. This is Rich from A1 Foundation Crack Repair. If you have any questions with foundations or insurance issues, feel free to call myself, or Peter Marshall for the insurance.  

If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich at (866) 929-3171. Or you can email rich at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

What is the difference between cement and concrete and why should we care?

Joseph Coupal - Tuesday, April 14, 2020

In this episode we have the Crack Daddy, Adam Tracy, telling us the difference between cement and concrete.

It’s time once again for the “Crack Man Podcast” hosted by A1 Foundation Crack Repair. I’m Darren Kincaid here with the Crack Daddy, Adam Tracy. This podcasts provides expert basement waterproofing, concrete repair, and preventative maintenance tips for homeowners and businesses. A1 Foundation’s valuable insight will help avert a disastrous flood within the basement, health problems associated with water infiltration, and protect your biggest investment….your home. The topic of today’s podcast: What is the difference between cement and concrete?

Narrator: Adam, I have to admit that your father-in-law, The Crackman Rich, had a good laugh in my expense a few years back with my pronunciation of “cement”. I guess the accent is one of the big differences between northerners and southerners, am I right?

Adam: That would be correct, in fact I had a smile come across my face when I heard you say it as well.

Narrator: So I guess maybe another big difference is that I always thought that “cement” or cement and concrete were basically the same thing, but I’m guessing they’re not?  

Adam: They’re not and in fact it’s a very common misused term. You’ll see people say “Oh there goes the cement truck running down the road.” or “Watch out for the cement sidewalk, there might be a bump in it.” But cement is not concrete, and concrete is not cement, they’re two very different things. 

Narrator: Alright, well why don’t you tell us what the differences are.

Adam: Absolutely. So, cement is really the glue that holds concrete together. So, cement is a limestone based product, most commonly people would call as Portland cement, it’s one of the most commonly used construction materials in the world. And what the Portland cement or hydraulic cement is it’s the glue that holds concrete. Now, what is concrete? Concrete is a mixture of the cement, and aggregate, and water. The aggregate are going to be small and large stones which give the concrete structural strength to it. So the glue holds the stones together and the water activates the cement to pack this glue actually holds everything together.

So, a lot of times when people will say, “So we’ll just put some cement in there.” Well, cement is the glue and the concrete is the finished product with all the different things that are in there. So a lot of times we’ll use hydraulic cement in crack repairs to help use the injection material work its way to the outside. But the hydraulic cement’s purpose is really just to hold the material in, it doesn’t actually repair the wall which is a concrete wall. So a lot of times people would go down the hardware store and they’ll get hydraulic cement because they think it’s a water-stopping solution. And while it does cover up a crack or a hole, it does not actually provide a long-term solution because there’s no flexibilities in cement, it’s actually rigid once it cures and think of it like a hard glue, because that’s exactly what it is. And then when the walls move, they won’t move within it so it opens up again over time, just like if you were to take a piece of paper and have a hard piece of glue that has cured on it and started crinkling it up, it would crinkle with it just the same as the wall does. So we have there, it’s a big difference between cement and concrete and while the words are used interchangeably, they do mean very differently. 

Narrator: Well, I guess you learn something new every day. Well, thank you Adam for telling us the difference between cement and concrete. I’ll work on my pronunciation.  

Narrator: Thanks Adam for telling us everything we need to know about concrete footings. If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich or Adam at (866) 929-3171. Or you can email them at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.

Home Insurance Video Series: Does Homeowner's Insurance Cover Sewer Pipe Damage Caused By Tree Roots?

Darren Kincaid - Wednesday, April 08, 2020

The Crackman, Rich Comeras, as a public service, shares common questions that homeowners have regarding a wide range of homeowner insurance coverages. Today he is joined by his friend, Peter Marshall, from Marshall Insurance where they discuss: DOES HOMEOWNERS INSURANCE COVER SEWER PIPE DAMAGE CAUSED BY TREE ROOTS?

Rich: Hi, this is Rich from A1 Foundation Crack Repair, I’m here with my friend, Peter Marshall from Marshall Insurance. And a question that comes up here and there is in reference to trees, tree roots cause problems with foundations, and we know that’s not covered, you had mentioned in an earlier segment, what about tree roots that go into sewer pipes outside, is that covered?

Peter: Very good question, very timely question. So the standard homeowner’s policy, it wouldn’t be covered. Tree roots growing through service lines of any kind in your yard, and the excavation costs and repair costs associated with that would not be covered. Now, more and more insurance companies are offering what’s called service line coverage, and it’s relatively inexpensive, typically under $100 per year.

Rich: It’s pretty good.

Peter: Yeah, and those costs associated with if the tree roots grow through the sewer line, the excavation, the landscaping once the repairs are made, the cost of the repairs, all of that is covered for relatively short money.

Rich: One thing I recently found out in reference to this, is that there is a service where you don’t have to dig up the line, they can actually reline that existing sewer pipe and it will save your landscaping, and save some money too.  Peter: Wow.

Rich: So consider that also. This is Rich from A1 Foundation Crack Repair, I’m with Peter Marshall. If you have any insurance problems or questions, get a hold of Peter from Marshall Insurance. Foundation issues, talk to the Crackman from A1 Foundation Crack Repair. Thank you.            

If you have a basement water problem and think you need a professional, or, if you’d like more information on foundation repair and waterproofing topics, please visit A1FoundationCrackRepair.com or call Rich at (866) 929-3171. Or you can email rich at info@a1foundationcrackrepair.com. Thanks for watching and keep that basement dry.


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